Jul 21, 2016 · Debt Payoff Planner & Tracker. OxbowSoft LLC. See also: Top 10 Apps like Debt Payoff Planner & Tra. Free. ★★★★★. ★★★★★. 3397 votes - Finance - First release: 2015-11-04T04:24:47Z. The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Experience: Clerkie · Education: University of California, Irvine · Location: Atlanta Metropolitan Area · 500+ connections on LinkedIn. View Justin Choi’s profile on LinkedIn, a professional ... I'm looking forward to participating in this Clerkie-sponsored AccountsRecovery.net webinar on Wednesday, Aug 2, 2023 @ 1pm ET: "Too Many Sticks, Not… Shared by George SmithClerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. Is Clerkie Payoff Debt Bills Fees not working? down or has issues? We have made it super easy to fix Clerkie Payoff Debt Bills Fees at the root to avoid any and all …Feb 7, 2024 · • Clerkie is secured using SSL 256-bit encryption—the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored Today is the day to stop feeling overwhelmed, get the simplest step-by-step plan to start paying down debt. 4.9 • 4.8K Ratings. Free. iPhone Screenshots. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. It’s the SAFE, FAST, and FREE money app. 2 jobs. Product. 2 jobs. People also viewed. Clerkie is hiring! See 4 jobs in December 2023! Apply to the latest jobs with a single profile and get in touch with hiring managers directly. Learn about salary, equity, work-life balance, perks, benefits, and company culture! Liked by Daniel Clerke. Experienced esports manager with a demonstrated history of working in higher education. Accrued over $5mm in prize winnings from teams recruited and managed at the ... 1. Brigit. Just like Dave, Brigit allows you to ask for a cash advance if you’re about to hit your overdraft. It’s incredibly easy to connect it to your current account, and from there, it will investigate your expenses and let you know when you’re running low. When it realises you are going to be overdrafted, it offers a personalised ...Apr 18, 2023 · Published on April 18, 2023. Clerkie, a San Francisco, CA-based AI-powered financial automation platform, raised $33M in Series A funding. The round was led by Left Lane Capital with participation ... Co-Founder, Clerkie. Guy Assad is the CEO and Co-Founder at Clerkie. Prior to this he was the Manager at McKinsey. He has studied Bachelor’s Degree from Howard University.CB Rank (Person) 10,904. Primary Job Title CEO and Co-Founder. Primary Organization. Clerkie. Location San Francisco Bay Area, California, United States. Regions West Coast, Western US. Gender Male. LinkedIn View on LinkedIn. Guy Assad is the Co-Foundr and CEO at Clerkie.Clerkie is an AI-powered financial automation platform that helps creditors and borrowers manage their loan losses and improve their financial wellness. The company announced its $33M Series A round … or pay off debt. $14,278. $2,343. $22,389. $1,220. Meet Clerkie, your reliable debt and money assistant. Clerkie helps you get out of debt and builds your credit by negotiating up to 70% off your debt. Get answers to your money questions, save money, and manage your budget so you can stretch every dollar. Clerkie has helped me focus on my debt and allows me to save money for activities with my kids with their automatic savings! I was a winner of their Live a Little $1k challenge and they helped me to focus my winnings on collections I have! Allowing me to pay off one and helping me get another step closer to being debt free!!May 21, 2019 · Clerkie Raises $2M in Seed Funding Clerkie, a San Francisco, CA-based AI-powered financial assistant, raised $2M in seed funding. Backers included Flourish, a venture of The Omidyar Group focused on backing impact fintech globally, and angel investors. Clerkie Money LLC was registered on Dec 03 2018 as a foreign limited liability company type with the address 619 7TH ST., SAN FRANCISCO, CA, 94103, USA. The company id for this entity is 18142731. The agent name for this entity is: Incorporating Services, Ltd.. The entity's status is Activenow. Meet Clerkie, your reliable money assistant. Clerkie helps you borrow money, get out of debt and build your credit by negotiating up to 70% off your debt. We would like to show you a description here but the site won’t allow us. 4.9 • 4.8K Ratings. Free. iPhone Screenshots. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. It’s the SAFE, FAST, and FREE money app. Clerkie’s founding team has a strong grasp of customer segments by household income, and has developed a compelling commercial argument for serving the mass market. Their vision is to empower struggling middle-class Americans with free and actionable financial help. As McKinsey alums with experience in the financial sector, …Clerkie-App. Product Actions. Automate any workflow Packages. Host and manage packages Security. Find and fix vulnerabilities Codespaces. Instant dev environments Copilot. Write better code with AI Code review. Manage code changes Issues. Plan and track work Discussions. Collaborate outside of code ...Apr 18, 2023 · Published on April 18, 2023. Clerkie, a San Francisco, CA-based AI-powered financial automation platform, raised $33M in Series A funding. The round was led by Left Lane Capital with participation ... Enemy eSports was founded in 2012 by Dan "Clerkie" Clerke, Robert "Chachi" Stemmler, and James "JR3" Ryan. In May Enemy eSports announced that they had rejected a $1.2 million offer from Martin Shkreli. 2014 season. Enemy acquired the roster of Also Known As (AKA) in spring of 2014 to represent them in the NACS.Open main menu. 🚀 Find a Tool 🔥 Trending 🧰 Tools 🅰 Glossary 📖 Blog 💼 Jobs 🤖 Daily Newsletter. UncategorizedData on this page last changed February 15 2024. Free and open company data on Georgia (US) company Clerkie Money LLC (company number 18142731), 619 7TH ST., SAN FRANCISCO, CA, 94103.Clerkie, a San Francisco, CA-based AI-powered financial assistant, raised $2M in seed funding. Backers included Flourish, a venture of The Omidyar Group focused on backing impact fintech globally ...Jul 21, 2016 · Debt Payoff Planner & Tracker. OxbowSoft LLC. See also: Top 10 Apps like Debt Payoff Planner & Tra. Free. ★★★★★. ★★★★★. 3397 votes - Finance - First release: 2015-11-04T04:24:47Z. The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Clerkie may be growing as it has recently secured a significant amount of funding, which is a strong indicator of investor confidence and potential for expansion. The company obtained $33 million in Series A funding, which can be utilized to enhance its AI financial planning services, scale operations, and possibly increase its market share ... Clerkie General Information Description. Developer of debt automation platform designed to help Americans ease their debt burden. The company's proprietary financial automation platform uses conversational AI to build in-depth financial knowledge graphs that allow the management of loan losses and combine expert financial advice …Cleerline SSF™ Fiber Optic Technology is a safe bet for your installation – and we’ve had the projects to prove it. In our case study with Advantage Electric, Cleerline SSF™ fiber provided the solution to upgrade the Westgate Las Vegas Hotel. This major project – involving 3,000 guest rooms and 225,000 square feet of conference space ...Mar 01, 2024 - Clerkie is hiring a remote Business Strategy and Operations. 💸 Salary: competitive salary + equity. 📍Location: USA. Company overview: Hi 👋 we’re Clerkie, a fintech startup based in SF. We’re a team of nearly 30 spread across the country, and we’re on a mission to help Americans get out of debt.Clerkie is an AI-powered financial automation platform that helps creditors and borrowers manage their loan losses and improve their financial wellness. The company announced its $33M Series A round …Clerkie was first released in late 2016, but is still in invite-only mode, and was a 2017 Editor’s Choice.The simplest description for Clerkie is that it is a free personal assistant for your finances. Clerkie is not only able to pay all your monthly bills for you, but also give you financial advice that could help you save money, including overdraft fees.Nov 6, 2016 · Clerkie wants to be your trusted assistant for personal finances. The app is simple to use and takes a holistic approach to personal finance. It provides tools for budgeting, gives recommendations based on your spending habits, pays bills, surfaces recurring charges, and alerts you when you get hit with a fee or go over budget. Part of our GfSA: North America Alumni Community Spotlight Series, this video is an interview between Mark Lee, Google Play PgM, and Guy Assad, CEO at Clerki...Finally, in 2019, Christina was a Development Associate for YouthBuild USA, and in 2022 they will be an Operations Associate for Clerkie, a financial assistant that helps Americans tackle their debt. Christina B. began their educational journey at Boston Latin School, where they attended from 2009 to 2015.Mar 27, 2024 · In 2016, Guy Assad, the 39-year co-founder and CEO of Clerkie, a San Francisco-based AI-powered financial planning platform, was working at McKinsey & Company when his father was diagnosed with ... Guy Assad is the Ceo of Clerkie. Clerkie is a Computer Software company and has headquarters in San Francisco,california,united States. Clerkie has 10 employees. Clerkie specialises in computer software. You can view Guy Assad contact number by clicking below. View Number. Overview Company Overview Top Contacts.April 19, 2023. Clerkie, an AI-powered financial automation platform, has scored $33m in a Series A round headed by Left Lane Capital. Other participants in the round include Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures and Vestigo Ventures. Clerkie CEO and co-founder Guy Assad said, “The consumer debt …Clerkie is an AI financial planner that provides financial knowledge, personalized answers, and actionable plans. San Francisco, California, United States. Clerkie is a dedicated financial coach that has helped over 3M Americans achieve their financial goals. Our platform couples access to dedicated human financial specialists with a series of innovative, proprietary tools that automatically negotiate outstanding debts, including student loans, credit cards, and medical debts, and help people on their journey to financial stability. Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie uses conversational AI to build in-depth financial knowledge graphs that provide ...Published on April 18, 2023. Clerkie, a San Francisco, CA-based AI-powered financial automation platform, raised $33M in Series A funding. The round was led by Left Lane Capital with participation ... I'm looking forward to participating in this Clerkie-sponsored AccountsRecovery.net webinar on Wednesday, Aug 2, 2023 @ 1pm ET: "Too Many Sticks, Not… Shared by George Smith Dave – Borrow up to $500 from the OG cash advance app. Dave is probably the first app of its kind to directly address the overdraft fees problem. As a pioneer in the cash advance game, roughly 10 million people now use Dave to borrow up to $500 nearly instantly with zero interest and no credit check. 7.April 19, 2023. Clerkie, an AI-powered financial automation platform, has scored $33m in a Series A round headed by Left Lane Capital. Other participants in the round include Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures and Vestigo Ventures. Clerkie CEO and co-founder Guy Assad said, “The consumer debt …We're much more than fill-in-the-blank forms. With Clerky, you can easily loop in your attorney to have them review and comment on the information you're entering. Add your co-founders to your team so you can all stay on the same …Clerkie : r/doordash_drivers. r/doordash_drivers • 3 yr. ago. by codyrocks1967. View community ranking In the Top 1% of largest communities on Reddit.And thanks to the platform's RESTful API, developers can integrate Clerkie into their systems in just a few simple steps. But what really sets Clerkie apart is its smart payment experience, which empowers customers to pay and settle their loans with any currency, and its AI-driven repayment and collection strategies, which can triple revenue …We're much more than fill-in-the-blank forms. With Clerky, you can easily loop in your attorney to have them review and comment on the information you're entering. Add your co-founders to your team so you can all stay on the same …I bought my Clerke First revolver new-in-the-box off gunbroker.com for $99. The gent from whom I purchased the gun said he bought three of them on a whim several decades back for $20 apiece. Dealer cost in the early ’70s was $15. The side of the box sports three check boxes for .32 S&W, .22 LR and Starter Pistol.Clerkie’s founding team has a strong grasp of customer segments by household income, and has developed a compelling commercial argument for serving the mass market. Their vision is to empower struggling middle-class Americans with free and actionable financial help. As McKinsey alums with experience in the financial sector, …Mar 01, 2024 - Clerkie is hiring a remote Business Strategy and Operations. 💸 Salary: competitive salary + equity. 📍Location: USA. Company overview: Hi 👋 we’re Clerkie, a fintech startup based in SF. We’re a team of nearly 30 spread across the country, and we’re on a mission to help Americans get out of debt.Clerkie Payoff Debt Bills Fees Software. Company Name: Henry Labs About: Henry Labs empowers forward thinking leaders with tools to build people-first companies. Headquarters: Stockholm, Stockholms Lan, Sweden. Rating 4.9/5 Votes 4 2023-01-05. Recommended: Good App. Table of Contents:Get Started in 2 Minutes (And Borrow up to $250) >>> Check Out Cleo’s Sass 👈 #6 – Brigit: Use ‘Instant Cash’ to borrow up to $250 in fee-free overdrafts. Brigit offers instant cash advances between $50 and $250 per pay period. 10 With more than 4 million downloads, you’ll often find Brigit ranking on the App Store and Google Play as one of the most …Clerkie 's alternatives and competitors. See how Clerkie compares to similar products. Clerkie's top competitors include Chippit, TrueAccord, and Freedom Debt Relief. Chippit. Analyst Briefing Submitted. Chippit delivers a peer-to-peer platform offering financial services. It offers interest-free credits and loans to its users from the communities.A FinTech that looks to create a better debt repayment system for creditors and borrowers has closed a new round of investment funding. This week, Clerkie announced that it had raised $33 million. The oversubscribed Series A was led by Left Lane Capital, while Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures, …Most disregarded the statement, which was made by Dan “Clerkie” Clerke and published by the now defunct Esports Go publication, as hyperbole to either hype the team or generate interest in a ...iPhone Screenshots. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans …To cancel your Clerkie Payoff Debt Bills Fees subscription on PayPal, do the following: Login to www.paypal.com . Click "Settings" » "Payments". Next, click on "Manage Automatic Payments" in the Automatic Payments dashboard. You'll see a list of merchants you've subscribed to. Click on "Clerkie Payoff Debt Bills Fees" or "Henry Labs" to cancel.The initial interview was standard and received an assignment afterwards. The assignment felt more like a deliverable rather than an assessment of my skill. Reviewing what other interviewees have said about Clerkie, this seems to be a pattern for them. They also ghosted me after handing in my assignment. Continue ReadingNov 6, 2016 · Clerkie wants to be your trusted assistant for personal finances. The app is simple to use and takes a holistic approach to personal finance. It provides tools for budgeting, gives recommendations based on your spending habits, pays bills, surfaces recurring charges, and alerts you when you get hit with a fee or go over budget. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. Clerkie has raised a total of. $41M. in funding over 3 rounds. Their latest funding was raised on Apr 18, 2023 from a Series A round. Clerkie is funded by 9 investors. Left Lane Capital and TruStage Ventures are the most recent investors. Unlock for free. Meet Clerkie, your reliable debt and money assistant. Clerkie helps you get out of debt and builds your credit by negotiating up to 70% off your debt. Get answers to your money questions, save money, and manage your budget so you can stretch every dollar. Jul 21, 2016 · Debt Payoff Planner & Tracker. OxbowSoft LLC. See also: Top 10 Apps like Debt Payoff Planner & Tra. Free. ★★★★★. ★★★★★. 3397 votes - Finance - First release: 2015-11-04T04:24:47Z. The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Clerkie Jul 2023 - Present 10 months. Texas, United States Senior Advisor & Product Champion Geels Norton Feb 2023 - May 2023 4 months. Texas, United States ...Dec 17, 2021 · Clerkie, a debt and money assistant, is one of those partners empowering Dashers to keep more of their hard-earned cash. We know many of you have big financial goals, from short-term stability to long-term purchases. Thankfully, there are many ways a free six-month Clerkie Premium+ membership through our partnership can help: Clerkie is consumer debt remediation payment network helping bundle payments and optimize terms across creditors for consumers. North America. FinTech. Composer is an automated investing platform for retail traders. North …Clerkie is a debt relief marketplace that helps people get out of debt through automation. location_on San Francisco, CA, USA. eBanqo is a customer engagement AI platform that empowers businesses of all sizes to provide instant and seamless service to their customers across all channels, 24/7. Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie uses conversational AI to build in-depth financial knowledge graphs that provide ... Clerkie’s debt automation platform is needed more now than ever and enables a true win-win outcome for lenders and borrowers alike.” About Clerkie. Clerkie is an AI-powered financial automation platform that is purpose-built to help over 100 million Americans ease their debt burden.Most disregarded the statement, which was made by Dan “Clerkie” Clerke and published by the now defunct Esports Go publication, as hyperbole to either hype the team or generate interest in a ...Clerkie is a fintech platform that provides expert advice and automation for middle-class Americans to improve their financial well-being. It launched its app in 2019 with $2 …View Sebastian Wigström’s professional profile on LinkedIn. LinkedIn is the world’s largest business network, helping professionals like Sebastian Wigström discover inside connections to ...Designer | Learn more about Doyoung Lee's work experience, education, connections & more by visiting their profile on LinkedInClerkie was first released in late 2016, but is still in invite-only mode, and was a 2017 Editor’s Choice.The simplest description for Clerkie is that it is a free personal assistant for your finances. Clerkie is not only able to pay all your monthly bills for you, but also give you financial advice that could help you save money, including overdraft fees.Clerkie is an AI-powered assistant that aims to help the millions of Americans living paycheck-to-paycheck improve their financial health by providing them …Henry Labs Inc. See also: Top 10 Apps like Clerkie Payoff Debt Bills. Free. ★★★★★. ★★★★★. 4977 votes - Finance - First release: 2016-07-21T08:52:39Z. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime ...iPhone Screenshots. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans …Clerkie, a San Francisco, CA-based AI-powered financial assistant, raised $2M in seed funding. Backers included Flourish, a venture of The Omidyar Group focused on backing impact fintech globally, and angel investors. The company intends to use the funds scale its financial skills, make the app available to Android users, and expand third …Mar 27, 2024 · In 2016, Guy Assad, the 39-year co-founder and CEO of Clerkie, a San Francisco-based AI-powered financial planning platform, was working at McKinsey & Company when his father was diagnosed with ... Clerkie - a leading AI-powered financial automation platform - announced it raised $33 million in Series A funding led by Left Lane Capital with participation from other notable investors including Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures and Vestigo Ventures. And fintech visionaries David Velez …Clerkie has helped me focus on my debt and allows me to save money for activities with my kids with their automatic savings! I was a winner of their Live a Little $1k challenge and they helped me to focus my winnings on collections I have! Allowing me to pay off one and helping me get another step closer to being debt free!!And thanks to the platform's RESTful API, developers can integrate Clerkie into their systems in just a few simple steps. But what really sets Clerkie apart is its smart payment experience, which empowers customers to pay and settle their loans with any currency, and its AI-driven repayment and collection strategies, which can triple revenue …Clerkie - a leading AI-powered financial automation platform - announced it raised $33 million in Series A funding led by Left Lane Capital with participation from other notable investors including Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures and Vestigo Ventures. And fintech visionaries David Velez …In 2017, Johnny moved to Known (formerly Schireson) as a Director, Strategy & Consulting, where they also held the roles of Manager and Consultant. Most recently, in 2021, they became Director, Business Operations and Partnerships at Clerkie, a debt-centric financial assistant for the 123M underserved Americans looking for answers.Apr 22, 2020 · Clerkie made it super easy to pay off everything and saved me thousands in the process. One of the debts was being difficult and took 2-3 months to get updated by Clerkie had great service and kept me updated throughout the whole thing. Thank you! Date of experience: 17 December 2021
@Clerkie_ai · Nov 6. Sharing the initial product demo video for our AI debugger! .... F2movie
Clerkie and www.clerkie.io are part of the new wave of debt consolidation companies targeting American consumers. Generally, they engage consumers through direct mail, cold calling, and internet ads. Typically, they target consumers with less than perfect credit and offer low-interest rates to lure them in. Ultimately, they are switched to ...Clerkie is a fintech that provides debt repayment and optimization technology for lenders and borrowers. It aims to help struggling American families avoid …And thanks to the platform's RESTful API, developers can integrate Clerkie into their systems in just a few simple steps. But what really sets Clerkie apart is its smart payment experience, which empowers customers to pay and settle their loans with any currency, and its AI-driven repayment and collection strategies, which can triple revenue …Clerkie wants to be your trusted assistant for personal finances. The app is simple to use and takes a holistic approach to personal finance. It provides tools for budgeting, gives recommendations based on your spending habits, pays bills, surfaces recurring charges, and alerts you when you get hit with a fee or go over budget. ...Clerkie has helped me focus on my debt and allows me to save money for activities with my kids with their automatic savings! I was a winner of their Live a Little $1k challenge and they helped me to focus my winnings on collections I have! Allowing me to pay off one and helping me get another step closer to being debt free!!Clerkie | 1,393 followers on LinkedIn. Democratizing financial wellness using AI. Giving you the financial answers you need anywhere, anytime, for free | Only 24% of Americans are considered financially literate and an estimated 60% of Americans want a financial plan but can't afford it. Clerkie is an AI Financial Planner for the 123M underserved Americans … Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie uses conversational AI to build in-depth financial knowledge graphs that provide ... Apr 19, 2023 · Clerkie, a fintech providing debt repayment and optimization technology for lenders, announced a $33 million Series A round led by Left Lane Capital on Tuesday. San Francisco-based Clerkie will use the funds to grow its engineering team and to rapidly scale its debt workout solutions to both help more borrowers and support more partners. Basic Information. Headquartered in San Francisco, California, Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. Clerkie uses conversational AI to build in ... Clerkie, a startup providing debt repayment and optimization tech to lenders, has raised $33 million in Series A funding from Left Lane Capital, the company tells Axios exclusively. Why it matters: As more people fall behind on bills due to rising interest rates, Clerkie technology helps borrowers get out of debt and helps lenders reduce ...Clerkie's Founder & CEO Guy Assad uncovers the technology shifts driving this demand and… Shared by Yujing Tang Excited for Green Rain Studios #unrealengine + #generativeai bootcamp for game dev ...Finally, in 2019, Christina was a Development Associate for YouthBuild USA, and in 2022 they will be an Operations Associate for Clerkie, a financial assistant that helps Americans tackle their debt. Christina B. began their educational journey at Boston Latin School, where they attended from 2009 to 2015.Meet Clerkie, your reliable money assistant. Clerkie helps you borrow money, get out of debt and build your credit by negotiating up to 70% off your debt.To get a job at Clerkie, browse currently open positions and apply for a job near you. Once you get a positive response, make sure to find out about the interview process at Clerkie and prepare for tough questions.Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie uses conversational AI to build in-depth financial knowledge graphs that provide ... Liked by Daniel Clerke. Experienced esports manager with a demonstrated history of working in higher education. Accrued over $5mm in prize winnings from teams recruited and managed at the ... Clerkie’s debt automation platform is needed more now than ever and enables a true win-win outcome for lenders and borrowers alike.” About Clerkie. Clerkie is an AI-powered financial automation platform that is purpose-built to help over 100 million Americans ease their debt burden..